Likes
- Exquisite design.
- Thanks to depreciation, offers so much car for the money.
- Excellent range of features and technology.
- Very enjoyable driving experience and can be enhanced easily.
Used Volkswagen Arteon review
2017 - 2022
Dislikes
- Hit and miss build quality.
- Some reliability concerns.
- OEM parts often ask a premium.
- Some examples can feel quite tired these days.
Stuff you should know
If you’re chasing the most complete expression of what Volkswagen can offer, it’s hard to look past the Arteon, this is the flagship liftback sedan and shooting brake (Volkswagen’s fancy term for wagon), and it’s arguably the brand at its most stylish and ambitious.
The Arteon brings a level of design, sophistication and refinement that you might not expect from a badge better known for Golfs and Polos. It’s loaded with the sort of equipment you’d usually find in far more expensive machinery, there’s tri-zone climate control, a full digital cockpit, a head-up display, self-parking capability, a 360-degree camera system, and in some models, ventilated and massaging seats. There’s also a premium Dynaudio sound system available, which absolutely delivers for anyone who takes their in-car audio seriously.
Launched locally in 2017 and winding up in 2023, the Arteon range in Australia has been kept fairly simple, with two main trim levels available across its life: the 206TSI R-Line and the 140TSI Elegance. Both were powered by 2.0-litre turbocharged petrol four-cylinders mated to Volkswagen’s dual-clutch DSG transmission. The 140TSI models sent power to the front wheels, while the higher-output 206TSI R-Line came equipped with Volkswagen’s 4MOTION all-wheel-drive system.
Globally, the Arteon was offered with a wider spread of drivetrains, including 1.5 and 1.4-litre petrol engines, Volkswagen’s plug-in hybrid ‘e-Hybrid’ system, a handful of diesel variants, and multiple front-wheel drive options.
The mid-cycle refresh in 2020 brought a handful of aesthetic changes to the front and rear styling, some of which remain a bit divisive among fans, but the bigger headline was the introduction of the Arteon Shooting Brake, which gave buyers the option of a wagon silhouette. The update also added improvements to tech and driver assistance systems, bringing the Arteon more in line with newer rivals.
Under all that sculpted sheet metal, the Arteon rides on the same MQB platform as the Passat, and inside, you’ll notice a near-identical dash layout. That shared DNA is no bad thing, although some might feel it lacks the character a car of this visual drama deserves. It also means the Arteon shares a fair chunk of its mechanical components with the Golf R, which gives it some real street cred in terms of performance potential, but also brings with it some of the same mechanical and electronic gremlins both those models have been known for.
However, its position as a semi-premium contender hasn’t saved it from brutal depreciation, some models have seen eye-watering drops in value in just a few short years, which is both a blessing and a curse. Sure, it means you could score what looks like a bargain on the used market, but that falling value trend is likely to continue, and that needs to be factored in if resale or long-term ownership costs matter to you.
Then there’s the question of build quality and reliability, which can be, well, hit and miss. Like many modern Volkswagens, the Arteon isn’t without its quirks and potential trouble spots.
What goes wrong
Exterior:
- As with many vehicles across the Volkswagen Group portfolio, the Arteon’s sunroof can be a bit of a problem child. The most common culprit is clogged drainage channels, if debris is allowed to build up, water can back up and leak into the cabin, sometimes resulting in electrical issues. It’s something that needs to be checked and cleaned routinely.
- However, even with clear drains, pre-facelift models and older examples in general aren’t immune to trouble. The little plastic elbows and connectors that form part of the drainage system can deteriorate over time, meaning water might still find its way into the cabin, even if everything appears to be functioning as it should.
- Some owners have also reported a range of noises from the sunroof, particularly creaks, rattles, and even popping or cracking sounds, especially when the chassis is under torsional stress, like when driving across uneven surfaces or inclines. The noises are often blamed on body flex, but in rare cases, that flex can cause the sunroof to misalign or, worse, jump its tracks and jam.
- Given Australia’s hotter climate, it’s also worth inspecting the surrounding plastics for hairline cracks, these can also contribute to leaks and generally point to long-term wear.
- Plenty of these issues have been repaired under warranty, especially during the Arteon’s early years, but with warranty coverage eventually running out, what these repairs might cost out-of-pocket? Well, that’s anyone’s guess.
- The 2020 update brought with it the introduction of the Shooting Brake wagon variant, and while fast wagons are undeniably cool, a few owners have reported squeaks and rattles from the boot and rear cabin area, particularly when driving over uneven roads. Unfortunately, some dealerships have apparently brushed these complaints off as being within Volkswagen’s “acceptable” tolerance levels, and therefore not covered under warranty.
- While the Arteon certainly looks premium, as explained previously it does share a fair amount with other models in the Volkswagen lineup, especially underneath. That means some shared traits, including the odd electronic or trim-related issue. A few owners have noticed misaligned exterior trims or panels working their way loose. It’s nothing catastrophic, but it does speak to the Arteon’s sometimes inconsistent build quality, something that’s been echoed by owners across both early and late-model examples.
Interior:
- While the layout and design impress at first glance, the execution can be hit and miss. Some owners report wireless Android Auto and Apple CarPlay randomly disconnecting, while others experience issues even when devices are plugged in, Bluetooth dropouts, frozen infotainment screens, and laggy system performance being relatively common.
- In some cases, restarting the car or updating the system software
Exterior:
- As with many vehicles across the Volkswagen Group portfolio, the Arteon’s sunroof can be a bit of a problem child. The most common culprit is clogged drainage channels, if debris is allowed to build up, water can back up and leak into the cabin, sometimes resulting in electrical issues. It’s something that needs to be checked and cleaned routinely.
- However, even with clear drains, pre-facelift models and older examples in general aren’t immune to trouble. The little plastic elbows and connectors that form part of the drainage system can deteriorate over time, meaning water might still find its way into the cabin, even if everything appears to be functioning as it should.
- Some owners have also reported a range of noises from the sunroof, particularly creaks, rattles, and even popping or cracking sounds, especially when the chassis is under torsional stress, like when driving across uneven surfaces or inclines. The noises are often blamed on body flex, but in rare cases, that flex can cause the sunroof to misalign or, worse, jump its tracks and jam.
- Given Australia’s hotter climate, it’s also worth inspecting the surrounding plastics for hairline cracks, these can also contribute to leaks and generally point to long-term wear.
- Plenty of these issues have been repaired under warranty, especially during the Arteon’s early years, but with warranty coverage eventually running out, what these repairs might cost out-of-pocket? Well, that’s anyone’s guess.
- The 2020 update brought with it the introduction of the Shooting Brake wagon variant, and while fast wagons are undeniably cool, a few owners have reported squeaks and rattles from the boot and rear cabin area, particularly when driving over uneven roads. Unfortunately, some dealerships have apparently brushed these complaints off as being within Volkswagen’s “acceptable” tolerance levels, and therefore not covered under warranty.
- While the Arteon certainly looks premium, as explained previously it does share a fair amount with other models in the Volkswagen lineup, especially underneath. That means some shared traits, including the odd electronic or trim-related issue. A few owners have noticed misaligned exterior trims or panels working their way loose. It’s nothing catastrophic, but it does speak to the Arteon’s sometimes inconsistent build quality, something that’s been echoed by owners across both early and late-model examples.
Interior:
- While the layout and design impress at first glance, the execution can be hit and miss. Some owners report wireless Android Auto and Apple CarPlay randomly disconnecting, while others experience issues even when devices are plugged in, Bluetooth dropouts, frozen infotainment screens, and laggy system performance being relatively common.
- In some cases, restarting the car or updating the system software can help, but for others, the issues persist, with no clear fix in sight. This applies to the electronics more broadly, some gremlins seem to sort themselves out, while others hang around indefinitely.
- Build quality is equally inconsistent. Some Arteons feel impressively solid inside, while others exhibit creaking plastics, flexing trim panels, rattly air vents, and even noisy cabin fans over time. The variation seems almost random, though heat definitely plays a part, a number of owners have observed that higher temperatures seem to aggravate certain rattles and trim noises, especially on warmer days.
- Visually, wear and tear can also be a bit of a sore spot. Fading chrome trim, worn or shiny plastics, and scratched gloss-black finishes are all fairly common complaints, and while they don’t affect drivability, they can dull the Arteon’s upmarket image surprisingly quickly.
Mechanically:
- Mechanically, the Arteon is very much a modern Volkswagen, which unfortunately means it brings with it a few well-known pitfalls.
- The most frequent and potentially costly issue is the water pump and thermostat housing. These components have a nasty habit of failing far earlier than they should, with some owners needing replacements before the 40,000 km mark. Because of this, many now treat the water pump as a serviceable item and proactively replace it as part of regular maintenance. Ironically, some aftermarket units seem to outlast the factory ones, which might be worth considering when it’s time for a swap.
- Another known issue is with the crankcase ventilation system, or PCV valve. When it fails, it can accelerate carbon buildup on the intake valves, a known trait of these direct-injection engines. If buildup gets severe, it can affect performance and drivability, with cleaning typically requiring chemical treatment or walnut blasting.
- The purge valve is another potential weak link, though it’s a simpler fix. When it fails, you’ll usually get a check engine light and lean fuel mixture codes, but the repair is quick and inexpensive.
- While the timing chain has seen improvements over older generations and generally isn’t a major failure point in the Arteon, lack of maintenance can still lead to issues, so it’s another reason to seek out a well-serviced example.
- As with many modern Volkswagens and Audis, some of the engine’s plastic components, especially those exposed to high heat, can become brittle and fail over time. The water pump is the most infamous, but it’s not the only one.
- And finally, oil consumption. While it’s not as bad as older Volkswagen engines, these still can burn a bit of oil. The tricky part is that it’s often hard to spot unless you live with the car for a while—pre-purchase inspections may not always catch it. Your best defence? A previous owner who kept meticulous service records and wasn’t shy about topping up between intervals.
Transmission:
- The DSG dual-clutch transmission has earned a somewhat shaky reputation, but the reality is, if it’s serviced correctly and hasn’t been abused or modified, it’s generally reliable. There have been occasional issues with the position sensor and the mechatronic unit, but these aren’t as common as some internet forums might have you believe. Just make sure all factory recalls have been carried out, running a VIN check will tell you what’s been done.
- In regards to Arteons using Volkswagen’s Haldex all-wheel-drive system, as long as the system is serviced with the correct oil and intervals, it tends to be robust. Ignore that service schedule, though, and it can become expensive quickly.
Driving:
- From behind the wheel, the Arteon offers a refined and composed drive, but owners have noted a few quirks. Chief among them is Volkswagen’s somewhat strange throttle mapping, particularly in Comfort or Normal modes. Between 40 and 70 km/h, basically right in the sweet spot of daily driving, the throttle response can feel doughy and non-linear. You press the pedal, and not much happens until you give it a proper shove, which can be frustrating when trying to merge into traffic or make a quick getaway.
- Thankfully, there are easy workarounds, many owners recommend a throttle controller or a VCDS tune, which can not only sort out the throttle but also unlock a few hidden features.
- As with many dual-clutch setups, low-speed manoeuvring can feel a little clunky and hesitant, especially in stop-start traffic. It’s not a fault per se, it’s just how these gearboxes operate, and it’s something you’ll need to get used to.
- Steering feel is another mixed bag. While it’s precise and direct enough for daily duties, it lacks real feedback or engagement, even in the sportier drive modes. It gets the job done, but some owners find it leaves them wishing for more personality behind the wheel.
Exterior:
- As with many vehicles across the Volkswagen Group portfolio, the Arteon’s sunroof can be a bit of a problem child. The most common culprit is clogged drainage channels, if debris is allowed to build up, water can back up and leak into the cabin, sometimes resulting in electrical issues. It’s something that needs to be checked and cleaned routinely.
- However, even with clear drains, pre-facelift models and older examples in general aren’t immune to trouble. The little plastic elbows and connectors that form part of the drainage system can deteriorate over time, meaning water might still find its way into the cabin, even if everything appears to be functioning as it should.
- Some owners have also reported a range of noises from the sunroof, particularly creaks, rattles, and even popping or cracking sounds, especially when the chassis is under torsional stress, like when driving across uneven surfaces or inclines. The noises are often blamed on body flex, but in rare cases, that flex can cause the sunroof to misalign or, worse, jump its tracks and jam.
- Given Australia’s hotter climate, it’s also worth inspecting the surrounding plastics for hairline cracks, these can also contribute to leaks and generally point to long-term wear.
- Plenty of these issues have been repaired under warranty, especially during the Arteon’s early years, but with warranty coverage eventually running out, what these repairs might cost out-of-pocket? Well, that’s anyone’s guess.
- The 2020 update brought with it the introduction of the Shooting Brake wagon variant, and while fast wagons are undeniably cool, a few owners have reported squeaks and rattles from the boot and rear cabin area, particularly when driving over uneven roads. Unfortunately, some dealerships have apparently brushed these complaints off as being within Volkswagen’s “acceptable” tolerance levels, and therefore not covered under warranty.
- While the Arteon certainly looks premium, as explained previously it does share a fair amount with other models in the Volkswagen lineup, especially underneath. That means some shared traits, including the odd electronic or trim-related issue. A few owners have noticed misaligned exterior trims or panels working their way loose. It’s nothing catastrophic, but it does speak to the Arteon’s sometimes inconsistent build quality, something that’s been echoed by owners across both early and late-model examples.
Interior:
- While the layout and design impress at first glance, the execution can be hit and miss. Some owners report wireless Android Auto and Apple CarPlay randomly disconnecting, while others experience issues even when devices are plugged in, Bluetooth dropouts, frozen infotainment screens, and laggy system performance being relatively common.
- In some cases, restarting the car or updating the system software can help, but for others, the issues persist, with no clear fix in sight. This applies to the electronics more broadly, some gremlins seem to sort themselves out, while others hang around indefinitely.
- Build quality is equally inconsistent. Some Arteons feel impressively solid inside, while others exhibit creaking plastics, flexing trim panels, rattly air vents, and even noisy cabin fans over time. The variation seems almost random, though heat definitely plays a part, a number of owners have observed that higher temperatures seem to aggravate certain rattles and trim noises, especially on warmer days.
- Visually, wear and tear can also be a bit of a sore spot. Fading chrome trim, worn or shiny plastics, and scratched gloss-black finishes are all fairly common complaints, and while they don’t affect drivability, they can dull the Arteon’s upmarket image surprisingly quickly.
Mechanically:
- Mechanically, the Arteon is very much a modern Volkswagen, which unfortunately means it brings with it a few well-known pitfalls.
- The most frequent and potentially costly issue is the water pump and thermostat housing. These components have a nasty habit of failing far earlier than they should, with some owners needing replacements before the 40,000 km mark. Because of this, many now treat the water pump as a serviceable item and proactively replace it as part of regular maintenance. Ironically, some aftermarket units seem to outlast the factory ones, which might be worth considering when it’s time for a swap.
- Another known issue is with the crankcase ventilation system, or PCV valve. When it fails, it can accelerate carbon buildup on the intake valves, a known trait of these direct-injection engines. If buildup gets severe, it can affect performance and drivability, with cleaning typically requiring chemical treatment or walnut blasting.
- The purge valve is another potential weak link, though it’s a simpler fix. When it fails, you’ll usually get a check engine light and lean fuel mixture codes, but the repair is quick and inexpensive.
- While the timing chain has seen improvements over older generations and generally isn’t a major failure point in the Arteon, lack of maintenance can still lead to issues, so it’s another reason to seek out a well-serviced example.
- As with many modern Volkswagens and Audis, some of the engine’s plastic components, especially those exposed to high heat, can become brittle and fail over time. The water pump is the most infamous, but it’s not the only one.
- And finally, oil consumption. While it’s not as bad as older Volkswagen engines, these still can burn a bit of oil. The tricky part is that it’s often hard to spot unless you live with the car for a while—pre-purchase inspections may not always catch it. Your best defence? A previous owner who kept meticulous service records and wasn’t shy about topping up between intervals.
Transmission:
- The DSG dual-clutch transmission has earned a somewhat shaky reputation, but the reality is, if it’s serviced correctly and hasn’t been abused or modified, it’s generally reliable. There have been occasional issues with the position sensor and the mechatronic unit, but these aren’t as common as some internet forums might have you believe. Just make sure all factory recalls have been carried out, running a VIN check will tell you what’s been done.
- In regards to Arteons using Volkswagen’s Haldex all-wheel-drive system, as long as the system is serviced with the correct oil and intervals, it tends to be robust. Ignore that service schedule, though, and it can become expensive quickly.
Driving:
- From behind the wheel, the Arteon offers a refined and composed drive, but owners have noted a few quirks. Chief among them is Volkswagen’s somewhat strange throttle mapping, particularly in Comfort or Normal modes. Between 40 and 70 km/h, basically right in the sweet spot of daily driving, the throttle response can feel doughy and non-linear. You press the pedal, and not much happens until you give it a proper shove, which can be frustrating when trying to merge into traffic or make a quick getaway.
- Thankfully, there are easy workarounds, many owners recommend a throttle controller or a VCDS tune, which can not only sort out the throttle but also unlock a few hidden features.
- As with many dual-clutch setups, low-speed manoeuvring can feel a little clunky and hesitant, especially in stop-start traffic. It’s not a fault per se, it’s just how these gearboxes operate, and it’s something you’ll need to get used to.
- Steering feel is another mixed bag. While it’s precise and direct enough for daily duties, it lacks real feedback or engagement, even in the sportier drive modes. It gets the job done, but some owners find it leaves them wishing for more personality behind the wheel.
Should you buy it?
So should you buy one? As long as you’ve got a few thousand dollars tucked away for the inevitable maintenance costs, thanks to depreciation, yeah, we reckon you should.
Sure, there are alternatives like the Genesis G70, various Lexus IS, or even the Kia Stinger that arguably offer superior build quality, better long-term resale values, and a more polished overall package, but equivalent versions of those will typically be asking thousands more than a comparable Arteon.
And it’s that value for money on the used market that really makes the Arteon stand out, these things can go for considerably less than a similarly specced Audi or even a Golf R, yet they manage to tick so many of the same boxes.
Obviously, steer clear of any thrashed or poorly looked-after examples, stick to cars with a rock-solid service history, and absolutely get a pre-purchase inspection done. We’d probably avoid the more recent variants sitting at the top of the range too, as their values could take a decent hit in the years to come, but if the Arteon you’re eyeing ticks all the right boxes, it’s genuinely a great option, and even if it does let go on you, at least you’re left with a seriously gorgeous piece of driveway sculpture.
So should you buy one? As long as you’ve got a few thousand dollars tucked away for the inevitable maintenance costs, thanks to depreciation, yeah, we reckon you should.
Sure, there are alternatives like the Genesis G70, various Lexus IS, or even the Kia Stinger that arguably offer superior build quality, better long-term resale values, and a more polished overall package, but equivalent versions of those will typically be asking thousands more than a comparable Arteon.
And it’s that value for money on the used market that really makes the Arteon stand out, these things can go for considerably less than a similarly specced Audi or even a Golf R, yet they manage to tick so many of the same boxes.
Obviously, steer clear of any thrashed or poorly looked-after examples, stick to cars with a rock-solid service history, and absolutely get a pre-purchase inspection done. We’d probably avoid the more recent variants sitting at the top of the range too, as their values could take a decent hit in the years to come, but if the Arteon you’re eyeing ticks all the right boxes, it’s genuinely a great option, and even if it does let go on you, at least you’re left with a seriously gorgeous piece of driveway sculpture.
Should you buy it?
So should you buy one? As long as you’ve got a few thousand dollars tucked away for the inevitable maintenance costs, thanks to depreciation, yeah, we reckon you should.
Sure, there are alternatives like the Genesis G70, various Lexus IS, or even the Kia Stinger that arguably offer superior build quality, better long-term resale values, and a more polished overall package, but equivalent versions of those will typically be asking thousands more than a comparable Arteon.
And it’s that value for money on the used market that really makes the Arteon stand out, these things can go for considerably less than a similarly specced Audi or even a Golf R, yet they manage to tick so many of the same boxes.
Obviously, steer clear of any thrashed or poorly looked-after examples, stick to cars with a rock-solid service history, and absolutely get a pre-purchase inspection done. We’d probably avoid the more recent variants sitting at the top of the range too, as their values could take a decent hit in the years to come, but if the Arteon you’re eyeing ticks all the right boxes, it’s genuinely a great option, and even if it does let go on you, at least you’re left with a seriously gorgeous piece of driveway sculpture.
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Models, pricing & features
Tech specs
Body Styles
- 5 door Liftback
- 5 door Wagon
Engine Specs
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 350Nm (206TSI R-Line 2017 – 2019)
- 2.0 litre, 4-cylinder turbo-petrol, 140kW / 320Nm (140TSI Elegance 2021 – 2022)
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 400Nm (206TSI R-Line 2021 – 2022)
Transmission
- 7-speed Sports Automatic Dual Clutch (All Models)
Fuel Consumption
- 6.8 – 9.6 / 100km (206TSI R-Line)
- 5.6 – 7.6 / 100km (140TSI Elegance)
Length
- 4862mm – 4866mm (5 door Liftback)
- 4866mm (5 door Wagon)
Width
- 1871mm (All Models)
Height
- 1435mm – 1442mm (5 door Liftback)
- 1447mm (5 door Wagon)
Wheelbase
- 2837mm – 2841mm (5 door Liftback)
- 2840mm – 2841mm (5 door Wagon)
Kerb Weight
- Unknown kg (All Models)
Towing
- 750kg (unbraked) – 2200kg (braked) (All Models)
Ancap Ratings
- 5 stars, tested 2017 (206TSI R-Line, 140TSI Elegance)
- Not tested (140TSI Elegance, 206TSI R-Line)
Body Styles
- 5 door Liftback
- 5 door Wagon
Engine Specs
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 350Nm (206TSI R-Line 2017 – 2019)
- 2.0 litre, 4-cylinder turbo-petrol, 140kW / 320Nm (140TSI Elegance 2021 – 2022)
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 400Nm (206TSI R-Line 2021 – 2022)
Transmission
- 7-speed Sports Automatic Dual Clutch (All Models)
Fuel Consumption
- 6.8 – 9.6 / 100km (206TSI R-Line)
- 5.6 – 7.6 / 100km (140TSI Elegance)
Length
- 4862mm – 4866mm (5 door Liftback)
- 4866mm (5 door Wagon)
Width
- 1871mm (All Models)
Height
- 1435mm – 1442mm (5 door Liftback)
- 1447mm (5 door Wagon)
Wheelbase
- 2837mm – 2841mm (5 door Liftback)
- 2840mm – 2841mm (5 door Wagon)
Kerb Weight
- Unknown kg (All Models)
Towing
- 750kg (unbraked) – 2200kg (braked) (All Models)
Ancap Ratings
- 5 stars, tested 2017 (206TSI R-Line, 140TSI Elegance)
- Not tested (140TSI Elegance, 206TSI R-Line)
Body Styles
- 5 door Liftback
- 5 door Wagon
Engine Specs
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 350Nm (206TSI R-Line 2017 – 2019)
- 2.0 litre, 4-cylinder turbo-petrol, 140kW / 320Nm (140TSI Elegance 2021 – 2022)
- 2.0 litre, 4-cylinder turbo-petrol, 206kW / 400Nm (206TSI R-Line 2021 – 2022)
Transmission
- 7-speed Sports Automatic Dual Clutch (All Models)
Fuel Consumption
- 6.8 – 9.6 / 100km (206TSI R-Line)
- 5.6 – 7.6 / 100km (140TSI Elegance)
Length
- 4862mm – 4866mm (5 door Liftback)
- 4866mm (5 door Wagon)
Width
- 1871mm (All Models)
Height
- 1435mm – 1442mm (5 door Liftback)
- 1447mm (5 door Wagon)
Wheelbase
- 2837mm – 2841mm (5 door Liftback)
- 2840mm – 2841mm (5 door Wagon)
Kerb Weight
- Unknown kg (All Models)
Towing
- 750kg (unbraked) – 2200kg (braked) (All Models)
Ancap Ratings
- 5 stars, tested 2017 (206TSI R-Line, 140TSI Elegance)
- Not tested (140TSI Elegance, 206TSI R-Line)
Warranty & servicing
Warranty
- 3 years / unlimited km (206TSI R-Line)
- 5 years / unlimited km (206TSI R-Line, 140TSI Elegance)
Servicing
- 15,000 km / 12 months (All Models)
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Disclaimer
Please note that pricing information is subject to fluctuations in the automotive market.
Information correct as of Apr 04, 2025.
The advice provided on this website is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.
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